Small Claims · Medical & Dental Disputes

Hold a medical or dental office accountable.

A bill for care you never received, a charge your insurance should have covered, a deposit for a procedure that never happened, or dental work you paid for that was never finished — when a medical or dental office won't correct a billing or refund problem, it's a small-claims matter you can pursue without a lawyer. Just tell Sophie what happened, and Squabble turns it into the right next step.

Attorney-founded Precision at speed Free to start
Sophie, the Squabble intake assistant
Free custom demand letter · ~6 questions · No legal jargon

A medical or dental dispute in small claims is about money — a billing error, a charge for care you didn't receive, or a refund for a procedure or dental work you paid for and never got. Squabble is a nationwide small-claims platform that turns that dispute into court-ready action — a custom demand letter, the file-ready document set, optional service of process, and support — without hiring a lawyer. Note: what a small-claims court will hear varies by state, and most do not handle medical malpractice or personal-injury claims — those are different, typically exceed small-claims limits, and require an attorney. Squabble focuses only on the billing and refund side.

What we help with

You're not alone.

Most medical and dental billing disputes follow a familiar shape. Find yours below — then tell Sophie what happened, in plain English.

Billed for care you never got

Charges for a visit, test, or procedure that didn't happen — or that you never agreed to.

Overcharged or double-billed

A bill far above the estimate, duplicate charges, or fees you were never told about.

Insurance should have covered it

You were balance-billed or charged for something your plan was supposed to pay.

Prepaid, but the care never happened

A deposit or prepayment for a procedure or treatment plan that was canceled or never completed.

Dental work that failed

A crown, denture, or treatment you paid for that fell apart — and the office won't redo it or refund you.

Refund or credit refused

The office won't honor a refund, a credit, or the price they quoted.

Every kind of office

Whatever the office, the playbook is the same.

A solo dental practice or a multi-location clinic — if you were wrongly billed, overcharged, or paid for care you never received, the path to recovery looks the same.

DentistMedical ClinicPhysical TherapyOptometristMed SpaSpecialist OfficePediatric OfficeCosmetic / AestheticAudiologyDentistMedical ClinicPhysical TherapyOptometristMed SpaSpecialist OfficePediatric OfficeCosmetic / AestheticAudiology
OrthodontistUrgent CareChiropractorDermatologyLab / ImagingOral SurgeonMental Health PracticeWellness CenterPodiatryOrthodontistUrgent CareChiropractorDermatologyLab / ImagingOral SurgeonMental Health PracticeWellness CenterPodiatry

Don't see your provider? You're still covered — tell Sophie what happened and we'll take it from there.

When the bill isn't right

You paid for care.
Not for this.

A bill for a visit that never happened, a charge your insurance should have covered, a deposit for a procedure that was canceled — it's stressful and it's wrong, and you're not powerless. Squabble turns it into a court-ready demand, backed by the filing set, without hiring a lawyer.

Attorney-founded 13,000+ cases processed nationwide Triple-Checked™
Start with Sophie
A patient at a dental visit, concerned about a billing dispute
How it works

From dispute to done — in three steps.

No forms to decipher, no lawyer to retain. Tell Sophie what happened and Squabble takes it from there.

1

Tell Sophie what happened

Answer a few plain-English questions about your dispute — the office, what you were charged or paid, and what went wrong.

2

We prepare your documents

Squabble generates a custom demand letter and, if you choose, the court-ready paperwork built for your jurisdiction.

3

Send, file, or settle

Put the office on notice, file with the court, or move toward settlement — with support at every step.

A patient receiving care at a medical aesthetics visit
You focus on you

We handle the paperwork.
You handle healing.

You shouldn't have to become a billing expert to get back what you're owed. Tell Sophie what happened, and Squabble builds the demand letter, the documents, and the filing — so the dispute moves forward while you get on with your life.

Start with Sophie
Recommended for medical & dental disputes

Know your case before you spend a dollar in court.

Medical and dental billing disputes turn on the details — the itemized bill, what your estimate or treatment plan said, what insurance was supposed to cover, and what you actually received. The Case Brief (Custom) is a case-education and organization product that helps you understand your dispute and prepare your materials, drawn from your complete intake.

  • Attorney/Professor drafted*
  • Know your case before you settle or appear
  • Generated from your complete intake

* Ordering a Case Brief does not form an attorney-client relationship. It does NOT provide: (i) legal advice and (ii) any opinion on the merits of a case.

Case Brief

$98

Available on its own or with any path.

Pairs with your free demand letter.
Your free first step

Every billing dispute starts with a free demand letter.

Tell Sophie what happened and get a custom demand letter generated from your intake — no account, no payment. If you want to go further, you choose your path after you see your case: court-ready pressure, full filing, or dedicated support.

Start with Sophie

Paid paths: Credible Threat $128 · File Now $238 · Dedicated Case Agent $398. Compare paths →

Free to start · ~6 minutes · Attorney-founded · No legal jargon

Build a strong case

What backs up a billing claim.

The more you document, the clearer your case. Gather these while it's fresh — and tell Sophie what happened.

Estimate or treatment plan
What you were quoted or agreed to before any care
Itemized bill & statements
Every line item, date of service, and the total you were charged
Proof of payment
Deposits, copays, or balances you actually paid — receipts and statements
Insurance EOB & denials
Your Explanation of Benefits and what the plan said it would cover
Messages with the office
Billing questions you raised, portal messages, and their replies
Records of the care
Appointment confirmations, intake forms, or dated photos of failed dental work
Your refund or correction request
What you asked the office to fix, and how they responded
Dates & a timeline
When care was scheduled, what happened, and when you were billed
Resources

Know your rights in a billing dispute.

Plain-English guidance for handling a medical or dental billing dispute — what to do, what to gather, and where to turn.

How small claims works

What small claims court is, how a billing dispute flows from filing to hearing, and what to expect.

Read the guide

Find your court & limits

Small-claims dollar limits and the right court vary by state. Squabble identifies your jurisdiction and venue automatically.

Check your state

Surprise-billing protections

Federal and state rules — like the No Surprises Act — limit certain out-of-network and balance-billing charges. Know what may apply.

Know your rights

Where else to complain

State medical and dental boards, your insurer's appeals process, and consumer-protection offices take complaints alongside a claim.

Find the regulator

Deadlines & statute of limitations

How long you have to file depends on your state and the kind of agreement. Don't wait to find out.

Understand deadlines

Document your dispute

A simple checklist of the records that make a medical or dental billing case strong — and when to gather them.

Get the checklist

Squabble is attorney-founded and attorney-supervised. It is not a law firm and does not provide legal advice or representation; using Squabble does not create an attorney-client relationship. Laws, filing deadlines, and small-claims limits vary by state — verify the rules for your jurisdiction. This page is general information only.

Questions & answers

Medical & dental dispute FAQ.

Can I sue a doctor or dentist in small claims court?
You can sue a medical or dental office in small claims over a money dispute — a billing error, a charge for care you never received, or a refund for a procedure you paid for and didn't get. Small claims is built for disputes you can handle without a lawyer, up to a dollar limit that varies by state. What a small-claims court will hear varies by jurisdiction, and most do not handle medical malpractice or personal-injury claims — those are different, usually exceed small-claims limits, and require an attorney. Squabble handles the billing and refund side and identifies the right court for you.
How much can I sue for in a medical or dental dispute?
Each state sets its own small claims limit — commonly between $2,500 and $25,000. If your loss exceeds the limit, you can usually still file for the maximum or pursue the claim in a higher court. During intake, Squabble identifies the limit for your jurisdiction so you know your options before you file.
What if my insurance was supposed to pay?
If you were balance-billed or charged for something your plan should have covered, that can be a billing dispute. Federal and state rules — including the No Surprises Act — limit certain out-of-network and surprise charges. Bring your Explanation of Benefits and the bill; a demand letter that lays out what was owed often resolves it before court.
Can I get a refund for dental work that failed?
Often you can pursue a refund for the cost of dental work that was never completed or that failed, when the office won't redo it or refund you. Keep the claim to what you paid — that's a money/refund dispute, not a malpractice or injury claim. Bring your treatment plan, the bill, proof of payment, and dated records.
Do I need to send a demand letter first?
A demand letter is not always legally required, but it is almost always the smart first move. It creates a written record, frequently prompts a correction or refund before court, and signals you are prepared to follow through. Squabble generates a custom demand letter free from your intake.
What evidence do I need for a billing dispute?
The strongest cases include your itemized bill or statement, the estimate or treatment plan, proof of payment, your insurance Explanation of Benefits, every message with the office, and dated records of the care. Document everything while it is fresh.
How long do I have to sue over a medical bill?
The deadline — the statute of limitations — varies by state and by the kind of agreement, often ranging from two to six years. Because it varies and the clock is already running, confirm your state's deadline early and don't wait to take action.
Is this the same as a malpractice case?
No. Small claims here is for billing and refund disputes — money you were wrongly charged or are owed back. Medical malpractice and personal-injury claims, for harm caused by treatment, are a separate and far more complex area that typically requires an attorney and exceeds small-claims limits, and many small-claims courts will not hear them at all — it varies by state. Squabble focuses only on the billing and refund side.
We're the ones they hoped you wouldn't find.

Just tell Sophie what happened.

A few plain-English questions. Get your free custom demand letter and see the right next step for your medical or dental billing dispute.

Free to start·Attorney-founded·Plain-English questions