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In Merrimack County, money disputes up to $10,000 go to the small-claims court: simplified procedures built for people without a lawyer.
Here you will find the claim limit that applies in Merrimack County, what filing costs, where the case is heard, how the defendant is served, the deadlines, and the order of steps. Squabble can take the preparation and filing off your hands.
Merrimack County hears small claims at several hub courthouses. The right one depends on where the defendant lives or where your dispute happened. The court matches your ZIP code to a courthouse.
Tap a courthouse to see its details in the list below.
Confirm the courthouse before you file. The court's own small-claims page carries its current filing location and hours, and Squabble confirms the courthouse for your case when you file.
Merrimack County covers 31 ZIP codes, including the Andover, Bow and Bradford areas. Merrimack County has 2 courthouses listed above; NH CIRCUIT COURT 6th Circuit – District Division – Franklin is one of them.
You can open a small claims case here online, without travelling to the courthouse to hand the papers in.
Hearings in small claims are attended in person at the courthouse.
Evidence is copied for the judge and for the opposing side; electronic submission ahead of time is accepted at some courts.
Residents of Merrimack County, New Hampshire, which has a population of 157,869 and covers communities including Concord, Franklin, Hooksett, Henniker, Pittsfield, and New London, can bring cases through the New Hampshire Small Claims Court for amounts up to $10,000. The NH CIRCUIT COURT 6th Circuit, District Division, Franklin, sits at 7 Hancock Terrace in Franklin, 03235, and can be reached at (855) 212-1234. The Merrimack County Superior Court is located at 5 Court St in Concord, 03301, and uses the same telephone number, (855) 212-1234. Both locations are open Monday through Friday from 8:00 AM to 4:00 PM and are closed Saturday and Sunday. Electronic filing is available. Information about these courts is posted at https://www.courts.nh.gov/your-visit/find-court/merrimack-county-district-divisions and https://www.courts.nh.gov/your-visit/find-court/merrimack-superior-court. The county includes ZIP codes such as 03229, 03235, 03275, and 03257, and it lies near Belknap County, Hillsborough County, and Sullivan County.
More than one location takes small claims here. The court matches a case to a location by address.
A case filed here usually comes from one of these 28 communities:
Andover, Bow, Bradford, Canterbury, Chichester, Concord, Contoocook, Danbury, Dunbarton, East Andover, Elkins, Epsom, Franklin, Henniker, Hill, Hooksett, Loudon, New London, Newbury, North Sutton, Pittsfield, Salisbury, South Newbury, South Sutton, Suncook, Tilton, Warner, Wilmot.
Merrimack County holds about 157,869 people, 3rd of the 10 counties in New Hampshire. NH CIRCUIT COURT 6th Circuit – District Division – Franklin, in Franklin, is about 5 miles from the Belknap County courthouse in Laconia and 24 miles from the Hillsborough County courthouse in Nashua.
Counties nearest to this one:
Small claims handles money owed between ordinary people and businesses. Procedure is kept light, and claims are capped.
Maximum claim
Two venues are usually open: where events took place, or where the other side is based.
A single argument stays a single case; it cannot be carved up to fit the limit.
The remedy here is money. Orders telling someone to do or stop something sit with higher courts.
New Hampshire allows attorneys at the hearing, but none is required. The procedures are designed for self-representation.
A claim involving a minor is brought by a court-appointed guardian.
Over the limit? Two routes exist: reduce the claim to the cap and stay here, or take the full sum to regular civil court. Reducing it normally forfeits the difference.
Merrimack County is under the same limits as nearby Belknap County and Hillsborough County. Merrimack County has 2 courthouses listed on this page.
Debts up to $10,000 belong in this court. These are the arguments people bring most frequently.
Merrimack County has about 157,869 residents. Merrimack County takes in Andover, Bow and Bradford and the rest of the county.
It's built to be navigable without a lawyer. Here's the shape of a case from start to finish.
Prepare the claim form, work out which court covers it, and pay the court's charge.
Service puts the papers in the defendant's hands and starts their time to answer or settle.
A brief, informal hearing, in person or, where the court offers it, by video. The judge rules at the hearing or sends the decision after.
NH CIRCUIT COURT 6th Circuit – District Division – Franklin lists (855) 212-1234 as its number. This is the route a Merrimack County case takes, whether it starts in 03046 or anywhere else among the county ZIP codes.
After you file, the other party must be formally notified. This is called service of process. You generally cannot serve the papers yourself.
Depending on the court: the sheriff or constable, a professional process server, the clerk by certified mail, or another adult who isn't part of the case. Methods and costs vary by county.
Courts set their own cut-off for how many days before the hearing notice must land. The clerk gives you that date along with the hearing date.
A completed proof of service records who delivered the papers and when, and it is filed with the court beforehand.
Service is where many self-filed cases stall. Squabble can coordinate professional Service of Process so it's done correctly and on time.
Addresses in Merrimack County include places such as Andover, Bow and Bradford. A Merrimack County address carries one of its 31 ZIP codes, 03046, 03106 and 03216 among them.
Every claim carries a filing window that opens when the dispute happens. Once it closes, the court can turn the case away.
| Type of claim | Deadline to file |
|---|---|
| Written contract | 3 years |
| Oral contract | 3 years |
| Property damage | 3 years |
| Personal injury | 3 years |
The same periods apply in Merrimack County as in nearby Belknap County and Hillsborough County, which are in the same state. They do not change from one Merrimack County ZIP code to another, 03046 included.
In New Hampshire, prejudgment interest follows a statutory formula rather than a fixed rate (N.H. Rev. Stat. §336:1, §524:1-b).
Interest can be calculated before filing using the Squabble interest calculator.
It is the same rate across all 31 Merrimack County ZIP codes. Merrimack County is under the same state rate as nearby Belknap County and Hillsborough County.
Two checks first: the amount must fall within the ceiling, and the claim must still be in time.
Get the defendant's legal name right, set out the events, and break down how the figure is reached.
File at the Merrimack County hub courthouse for your dispute's ZIP code, or e-file, and pay the $65–$115 fee (or request a waiver if you qualify).
Once the court fixes a date, have the papers served and return the proof of service to the file.
Gather the paperwork and label your exhibits so each point can be shown quickly.
Appear in person or, where available, remotely, present your case, and receive the court's decision.
Tell Eleanor what happened and Squabble builds the filing, Triple-Checks™ it for administrative and jurisdictional accuracy, and files it on your behalf.
Start for FREE →A claim form opens the case, a proof of service records that notice was given, and a fee waiver applies where you qualify. Titles differ between courts, and Squabble uses the ones your courthouse expects.
A Merrimack County filing goes to one of 2 courthouses, NH CIRCUIT COURT 6th Circuit – District Division – Franklin among them. Andover, Bow and Bradford are among the places in Merrimack County that filings come from.
Small claims hearings are short and informal, and the judge asks questions directly. Most people present their own case.
Andover, Bow and Bradford are among the Merrimack County places a hearing can draw parties from. Merrimack County has about 157,869 residents.
The decision settles who owes what. Turning it into money is a separate stage, and the tools the court makes available differ by state.
Some states permit part of the debtor's wages to be diverted to the judgment until it is cleared.
A court-ordered levy allows funds to be taken from the debtor's bank account.
Registering the judgment at county level can fix a lien on real estate the debtor holds.
The court can additionally require the debtor to appear and answer under oath about what they earn and own. An unsatisfied judgment usually carries statutory interest until it is paid.
Andover, Bow and Bradford are among the Merrimack County places a judgment debtor may live in. A Merrimack County judgment comes from one of its 2 listed courthouses.
Last reviewed August 2026. Court fees, limits, and procedures change. Verify current details with the court before filing.
Talk with Eleanor about what happened. Squabble prepares your demand letter and court-ready documents, Triple-Checks them for administrative and jurisdictional accuracy, and files your Merrimack County case for you.
