Tennessee · Tipton County

Small Claims Court in Tipton CountyA complete filing guide.

Tipton County resolves money disputes up to $25,000 in the small-claims court: simplified procedures built for people without a lawyer.

Below is what you need for a small claims case in Tipton County: the limit, filing fees, which courthouse to use, how to serve the other side, your deadlines, and how to file. When you're ready, Squabble prepares everything and files it for you.

Claims up to $25,000 Squabble handles the filing Attorney-founded
Local Courts

Where to file in Tipton County

These cases are heard at the single courthouse below. Tipton County confirms the venue from the defendant's address or where the events happened.

1
Tipton County

Tap a courthouse to see its details in the list below.

1
Covington
Tipton County Courthouse
100-198 E Court Square, Covington, TN, 38019
(901) 475-3320

Confirm the courthouse before you file. The court's own small-claims page carries its current filing location and hours, and Squabble confirms the courthouse for your case when you file.

Small claims filings from Tipton County are handled at Tipton County Courthouse in Covington. Tipton County covers 8 ZIP codes, including the Atoka, Brighton and Burlison areas.

E-filing

This court takes small-claims filings electronically, so the case can be started from home.

Hearings

Small claims are heard at the courthouse, in person.

Evidence

Have copies of your evidence for the bench and for the other party. Some courts take documents electronically before the hearing as well.

Local detail

Filing in Tipton County

Tipton County: the local picture

Small claims cases in Tipton County, Tennessee are heard in the Tennessee General Sessions Court, which handles civil claims up to $25,000. The court sits at the Tipton County Courthouse in Covington, located at 100-198 E Court Square, 38019, and the court can be reached by telephone at (901) 475-3320. The county has a population of 62,187 and covers communities including Atoka, Brighton, Burlison, Covington, Drummonds, Mason, Munford, and Tipton, along with ZIP codes such as 38004, 38011, 38015, 38019, 38023, 38049, 38058, and 38071. Tipton County lies near Lauderdale County, Shelby County, and Haywood County. Electronic filing is available for cases in this county, in addition to filings made at the courthouse itself. The General Sessions Court receives the initial complaint, schedules the hearing, and issues the judgment in civil matters that fall within its monetary limit. Questions about filing procedures, fees, and scheduling are directed to the clerk's office at the Covington courthouse.

Where Tipton County hears these cases

Tipton County Courthouse

100-198 E Court Square, Covington, TN 38019
Hours
Monday to Friday8:00 AM to 5:00 PM
Saturday to SundayClosed
Court sitetiptonco.com

Tipton County at a glance

Population62,187
Court sits inCovington
Court systemTennessee General Sessions Court
Claim limit$25,000
ZIP codes in county8
Towns and cities8
Electronic filingAvailable

Towns and ZIP codes in Tipton County

These 8 places sit inside Tipton County:

Atoka, Brighton, Burlison, Covington, Drummonds, Mason, Munford, Tipton.

ZIP codes:

3800438011380153801938023380493805838071

Where it sits

Of Tennessee's 95 counties, Tipton County is 23rd by population at roughly 62,187 people. Tipton County Courthouse sits about 18 miles from the Shelby County courthouse in Memphis.

Nearby counties

Neighbouring counties and the courts that serve them:

Sources for Tipton County

The Essentials

Key limits & requirements in Tipton County

$25,000
Maximum claim
$25,000 is the cap
$25–$75
Court filing fee
Set by the court, by claim size
Available
E-filing
File electronically
Permitted
Lawyer at hearing
Allowed, not required
Jurisdiction

What the court can and can't do

Everyday disputes over money belong in the small claims division, where the rules are simplified, and the sum in question has an upper bound.

Maximum claim

$25,000Maximum claimThe most you can sue for in Tipton County small claims
01

Where you can file

The county where it happened and the county where they live are both generally available.

02

No claim splitting

A single argument stays a single case; it cannot be carved up to fit the limit.

03

Money judgments only

A small-claims judge generally orders one side to pay money; other kinds of orders belong in higher courts.

04

A lawyer is optional

An attorney may appear at the hearing in Tennessee, though nobody has to have one. The process assumes you will speak for yourself.

05

Adults only, or a guardian

Minors take part through a guardian appointed by the court.

06

Sworn paperwork

This state requires notarized filing documents. Squabble prepares them notarization-ready.

Over the limit? A claim above the ceiling can be trimmed to fit, or filed in full in the ordinary civil court. Trimming generally means writing off the remainder.

They are the same across all 8 Tipton County ZIP codes, from 38004 onward. Tipton County Courthouse is the courthouse listed for Tipton County.

What You Can Sue For

Common Tipton County small claims cases

Debts up to $25,000 belong in this court. These are the arguments people bring most frequently.

Tipton County has about 62,187 residents. Tipton County Courthouse is the Tipton County courthouse listed below.

The Process

How Tipton County's small claims division works

It's built to be navigable without a lawyer. Here's the shape of a case from start to finish.

Step 01

File your claim

Set out the claim on the court's form, identify the correct courthouse, and pay the fee.

Step 02

Serve & respond

Service puts the papers in the defendant's hands and starts their time to answer or settle.

Step 03

Hearing & decision

Expect a brief session rather than a trial, in person or by video where available, with a decision at the end or soon after.

Tipton County Courthouse lists (901) 475-3320 as its number. Tipton County Courthouse publishes its counter hours; they are listed on this page.

Service of Process

How to notify the other side

Filing is only half of it. The defendant has to receive formal notice, a step called service of process, and in most cases you cannot hand over the papers yourself. Tennessee courts usually take delivery by the sheriff or constable, email service where the court allows it, delivery arranged by the court or certified mail.

Who delivers the papers

A sheriff, a constable, a professional server, the court clerk using certified mail, or an uninvolved adult can all serve papers, depending on local rules. Fees and permitted methods vary.

The deadline

Each court sets how far before the hearing the defendant must be served. The clerk confirms your deadline when the hearing date is set. Service must be served 15 days before hearing. Courts require original forms to be served.

Recording the delivery

The person who delivered the papers signs a proof of service. That document goes to the court ahead of the hearing.

Service is where many self-filed cases stall. Squabble can coordinate professional Service of Process so it's done correctly and on time.

A Tipton County address carries one of its 8 ZIP codes, 38004, 38011 and 38015 among them. Lauderdale County and Shelby County are the counties nearest to Tipton County.

Deadlines

Tennessee statute of limitations

Filing is only possible for a set time after the events. Beyond it, the other side can have the claim thrown out.

Claim typeHow long you have
Written contract6 years
Oral contract6 years
Property damage3 years
Personal injury1 year
The clock starts on the day of the breach, the damage or the injury, and some claim types run to their own schedule. Check the date that applies to yours.

They do not change from one Tipton County ZIP code to another, 38004 included. The same periods apply in Tipton County as in nearby Lauderdale County and Shelby County, which are in the same state.

Interest

Interest on what you're owed

Money owed under a contract in Tennessee generally accrues interest at 10% per year before judgment (Tenn. Code §47-14-123).

A running total including interest can be worked out with the Squabble interest calculator.

Tipton County is under the same state rate as nearby Lauderdale County and Shelby County. The rate above is the one for Tipton County, population about 62,187.

Step by Step

How to file a small claims case in Tipton County

01

Confirm your claim qualifies

Check that the amount is within the limit and that you're inside the statute of limitations for your claim type.

02

Prepare the claim form

Get the defendant's legal name right, set out the events, and break down how the figure is reached.

03

File and pay the fee

File with the Tipton County small-claims court, or e-file, and pay the $25–$75 fee (or request a waiver if you qualify).

04

Serve the defendant

With a hearing date in hand, organise service and lodge the completed proof with the court.

05

Prepare your evidence

Gather the paperwork and label your exhibits so each point can be shown quickly.

06

Attend the hearing

Attend, in the courtroom or by video where the court allows it, put your case, and hear the ruling.

Or let Squabble do it

Tell Eleanor what happened and Squabble builds the filing, Triple-Checks™ it for administrative and jurisdictional accuracy, and files it on your behalf.

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Forms you'll see

Claim form starts the case · Proof of service shows the defendant was notified · Fee waiver if you qualify. Exact form names vary by court; Squabble prepares the right ones for your courthouse.

Tipton County has a population of about 62,187. Atoka, Brighton and Burlison are among the places in Tipton County that filings come from.

The Hearing

What to expect at your hearing

Expect a short, informal hearing in which the judge asks the questions. Most people present their own case.

Tipton County has about 62,187 residents. Tipton County Courthouse sits at the 38019 address shown above.

After a Judgment

Collecting after a judgment

A judgment says what is owed. Getting hold of the money is the next stage, and the enforcement options open to you depend on the state.

Taking it from wages

Wage garnishment, where the state permits it, sends part of the debtor's pay toward the judgment.

Account levy

Money in the debtor's bank account can be seized under a levy the court orders.

Property lien

Registering the judgment at county level can fix a lien on real estate the debtor holds.

You can also ask the court to order the debtor to appear and disclose income and assets under oath. An unpaid judgment generally keeps accruing interest at the rate state law sets until it's satisfied.

The judgment in a Tipton County case comes from Tipton County Courthouse in Covington. Atoka, Brighton and Burlison are among the Tipton County places a judgment debtor may live in.

FAQ

Tipton County small claims, answered

How much can you sue for in Tipton County small claims?+
Generally up to $25,000 in Tipton County. Some states set a lower limit for businesses, so confirm your figure with the court.
How much does it cost to file?+
The court sets the filing fee, and it rises with the amount claimed ($25–$75 in this county). The court waives the fee for people who meet its criteria.
Where do you file in Tipton County?+
At Tipton County Courthouse. At filing, the court settles the location from the defendant's address or the place the dispute arose.
Do you need a lawyer?+
A lawyer is not required. These procedures assume self-representation, and most people appear without one. Tennessee does allow attorneys at the hearing (Tenn. Code Ann. sec. 16-15-501 (general sessions court civil jurisdiction)).
How long does it take?+
Most cases reach a hearing in about 30-60 days from filing, though this moves with each court's caseload. Decisions come at the hearing or in writing later.
What's the deadline to file?+
The period varies with the claim: 6 years for a written contract, 6 years for an oral contract, 3 years for property damage, and 1 year for personal injury. Some claim types run differently, and the court can refuse a claim filed late.
Can you file online in Tipton County?+
Yes. Small claims cases in Tipton County can be started electronically; hearings are held at the courthouse.
Where is the courthouse in Tipton County?+
Tipton County Courthouse is at 100-198 E Court Square, Covington, TN 38019. Public hours are Monday to Friday 8:00 AM to 5:00 PM; Saturday to Sunday Closed. The clerk can be reached on (901) 475-3320.
Which towns does Tipton County cover?+
Tipton County covers 8 towns and cities across 8 ZIP codes, including Atoka, Brighton, Burlison, Covington, Drummonds, Mason, Munford, Tipton. A dispute with an address in any of them is generally handled by this county.

Official sources

Checked August 2026. Because courts revise fees, limits and procedures, confirm the current position before filing.

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Talk with Eleanor about what happened. Squabble prepares your demand letter and court-ready documents, Triple-Checks them for administrative and jurisdictional accuracy, and files your Tipton County case for you.