Illinois · Monroe County

Small Claims Court in Monroe CountyA complete filing guide.

Small claims in Monroe County covers money disputes up to $10,000 and runs on simplified procedures built for people without a lawyer.

What follows covers the maximum you can claim in Monroe County, court fees, the right courthouse, serving the defendant, the deadlines that apply, and the filing process itself. Squabble handles the documents and the filing if you want that.

Claims up to $10,000 Squabble handles the filing Attorney-founded
Local Courts

Where to file in Monroe County

Monroe County hears small claims at the courthouse listed here, with the venue confirmed at filing from the defendant's address or the location of the dispute.

1
Monroe County

Tap a courthouse to see its details in the list below.

1
Waterloo
District: 5 Circuit: 24th Monroe County Courthouse
100 S. Main St., Waterloo, IL, 62298
(618) 939-8681

Locations change. The court publishes its current small-claims address on its own page; Squabble confirms the courthouse for your case when you file.

Small claims filings from Monroe County are handled at District: 5 Circuit: 24th Monroe County Courthouse in Waterloo. About 34,969 people live in Monroe County.

E-filing

This court accepts electronic filing for small claims, so a case can be started without a courthouse trip.

Hearings

Small claims are heard at the courthouse, in person.

What you bring

Have copies of your evidence for the bench and for the other party. Some courts take documents electronically before the hearing as well.

County facts

Filing in Monroe County

Monroe County: the local picture

Residents of Monroe County, Illinois, a county of 34,969 people, can file small claims cases through the Illinois Small Claims Court, which handles claims up to $10,000. Cases are heard at the District: 5 Circuit: 24th Monroe County Courthouse, located at 100 S. Main St. in Waterloo, 62298. The courthouse is open Monday through Friday from 8:30 AM to 4:30 PM and is closed Saturday and Sunday. The clerk's office can be reached at (618) 939-8681, and information is posted at https://monroecountyil.gov/. Electronic filing is available. The court serves communities across the county, including Columbia, Fults, Hecker, Maeystown, Renault, Valmeyer, and Waterloo, along with ZIP codes such as 62236, 62244, 62248, 62256, 62279, and 62295. Monroe County lies near St. Clair County, Randolph County, and Madison County, each of which has its own court locations. The small claims process in Illinois covers disputes that fall within the 10000 dollar limit set for this type of case.

Monroe County court locations

District: 5 Circuit: 24th Monroe County Courthouse

100 S. Main St., Waterloo, IL 62298
Hours
Monday to Friday8:30 AM to 4:30 PM
Saturday to SundayClosed

Monroe County at a glance

Population34,969
Court sits inWaterloo
Court systemIllinois Small Claims Court
Claim limit$10,000
ZIP codes in county7
Towns and cities7
Electronic filingAvailable

Towns and ZIP codes in Monroe County

These 7 places sit inside Monroe County:

Columbia, Fults, Hecker, Maeystown, Renault, Valmeyer, Waterloo.

ZIP codes:

62236622446224862256622796229562298

Where it sits

Monroe County is the 40th most populous of Illinois's 102 counties, with about 34,969 residents. District: 5 Circuit: 24th Monroe County Courthouse in Waterloo lies around 8 miles from the St. Clair County courthouse in Belleville and 17 miles from the Madison County courthouse in Edwardsville.

Nearby counties

If the other side lives just over the county line, the case may belong next door:

Sources for Monroe County

The Essentials

Key limits & requirements in Monroe County

$10,000
Maximum claim
$10,000 is the cap
$40–$200
Court filing fee
Set by the court, by claim size
Available
E-filing
Filed over the web
Permitted
Lawyer at hearing
Allowed, not required
Jurisdiction

What the court can and can't do

This is the part of the court built for ordinary money arguments. The procedure is stripped back, and there is a ceiling on the amount at stake.

Maximum claim

$10,000Maximum claimThe most you can sue for in Monroe County small claims
01

Where you can file

Two venues are usually open: where events took place, or where the other side is based.

02

No claim splitting

Courts do not allow one dispute to be filed as several in order to beat the maximum.

03

Money judgments only

A small-claims judge generally orders one side to pay money; other kinds of orders belong in higher courts.

04

Lawyers optional

Illinois allows attorneys at the hearing, but none is required. The procedures are designed for self-representation.

05

An adult brings the claim

A claim involving a minor is brought by a court-appointed guardian.

Over the limit? Either bring the figure down to the maximum and remain in small claims, or file the whole amount in the regular civil court. The amount given up is usually gone for good.

Ill. Sup. Ct. Rule 282(b)

These are the limits for Monroe County, population about 34,969. They are the same across all 7 Monroe County ZIP codes, from 62236 onward.

What You Can Sue For

Common Monroe County small claims cases

Small claims exists for money owed, up to $10,000. The categories below come up more than any others.

District: 5 Circuit: 24th Monroe County Courthouse is the Monroe County courthouse listed below. Monroe County has about 34,969 residents.

The Process

How Monroe County's small claims division works

It's built to be navigable without a lawyer. Here's the shape of a case from start to finish.

Step 01

File your claim

Write up what is owed on the claim form, select the courthouse, and settle the filing fee.

Step 02

Serve & respond

Service puts the papers in the defendant's hands and starts their time to answer or settle.

Step 03

Hearing & decision

A brief, informal hearing, in person or, where the court offers it, by video. The judge rules at the hearing or sends the decision after.

District: 5 Circuit: 24th Monroe County Courthouse publishes its counter hours; they are listed on this page. District: 5 Circuit: 24th Monroe County Courthouse lists (618) 939-8681 as its number.

Service of Process

How to notify the other side

The defendant must be given formal notice after filing. This is service of process, and as a rule you are not permitted to serve the papers yourself. The usual route in Illinois is personal delivery by an approved server, email service where the court allows it, delivery arranged by the court, the sheriff or constable or certified mail.

Who delivers the papers

A sheriff, a constable, a professional server, the court clerk using certified mail, or an uninvolved adult can all serve papers, depending on local rules. Fees and permitted methods vary.

The deadline

How long before the hearing notice must be given is set by the court. That deadline arrives with your hearing date. Certified mail requires green return receipt and signature card, must be completed by plaintiff directly.

The proof that goes on file

A completed proof of service records who delivered the papers and when, and it is filed with the court beforehand.

Service is where many self-filed cases stall. Squabble can coordinate professional Service of Process so it's done correctly and on time.

St. Clair County and Randolph County are the counties nearest to Monroe County. Addresses in Monroe County include places such as Columbia, Fults and Hecker.

Deadlines

Illinois statute of limitations

There is a cut-off for bringing a case, counted from when the dispute began. Miss it and the claim can be barred entirely.

Type of claimDeadline to file
Written contract10 years
Oral contract5 years
Property damage5 years
Personal injury2 years
Each period begins at the breach, damage or injury. Certain categories of claim differ, and the court can confirm which applies.
735 ILCS 5/13-206 (written contracts, 10 years)735 ILCS 5/13-202 (injury to the person, 2 years)

The same periods apply in Monroe County as in nearby St. Clair County and Randolph County, which are in the same state. Monroe County, population about 34,969, is covered by the table above.

Interest

Interest on what you're owed

Money owed under a contract in Illinois generally accrues interest at 5% per year before judgment (815 ILCS 205/2).

The Squabble interest calculator shows what the accrued figure comes to on top of the principal.

The rate above is the one for Monroe County, population about 34,969. It is the same rate across all 7 Monroe County ZIP codes.

Step by Step

How to file a small claims case in Monroe County

01

Confirm your claim qualifies

Check that the amount is within the limit and that you're inside the statute of limitations for your claim type.

02

Prepare the claim form

Identify the party precisely, lay out what occurred, and show the arithmetic behind the total.

03

File and pay the fee

File with the Monroe County small-claims court, or e-file, and pay the $40–$200 fee (or request a waiver if you qualify).

04

Serve the defendant

Once the court fixes a date, have the papers served and return the proof of service to the file.

05

Prepare your evidence

Put the evidence in order, with exhibits marked, so the account is easy to follow.

06

Attend the hearing

Appear in person or, where available, remotely, present your case, and receive the court's decision.

Or let Squabble do it

Talk with Eleanor about what happened. Squabble prepares the documents, runs a Triple-Check™ for administrative and jurisdictional accuracy, and files your case for you.

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Forms you'll see

You will meet a claim form, a proof of service, and possibly a fee waiver. What each is called depends on the court, and Squabble matches them to your courthouse.

Columbia, Fults and Hecker are among the places in Monroe County that filings come from. Monroe County papers go to District: 5 Circuit: 24th Monroe County Courthouse in Waterloo.

The Hearing

What to expect at your hearing

Small claims hearings are short and informal, and the judge asks questions directly. Most people present their own case.

District: 5 Circuit: 24th Monroe County Courthouse sits at the 62298 address shown above. Columbia, Fults and Hecker are among the Monroe County places a hearing can draw parties from.

After a Judgment

Collecting after a judgment

The ruling establishes the debt. Recovery is a further step, supported by enforcement measures that are set by each state.

Garnishing wages

Some states permit part of the debtor's wages to be diverted to the judgment until it is cleared.

Taking it from a bank account

A levy lets the court reach money sitting in the debtor's bank account.

Lien on property

Recording the judgment locally can place a lien against real property in the debtor's name.

You can also ask the court to order the debtor to appear and disclose income and assets under oath. An unpaid judgment generally keeps accruing interest at the rate state law sets until it's satisfied.

Columbia, Fults and Hecker are among the Monroe County places a judgment debtor may live in. The judgment in a Monroe County case comes from District: 5 Circuit: 24th Monroe County Courthouse in Waterloo.

FAQ

Monroe County small claims, answered

How much can you sue for in Monroe County small claims?+
Generally up to $10,000 in Monroe County. Some states set a lower limit for businesses, so confirm your figure with the court.
What does it cost to start a case?+
Filing fees are set by the court and generally scale with your claim amount ($40–$200 here). A waiver of the fee exists for those who qualify.
Where do you file in Monroe County?+
At District: 5 Circuit: 24th Monroe County Courthouse. The court confirms the location when the papers go in, using the defendant's address or where events took place.
Are attorneys permitted at the hearing?+
It is allowed, but not required. Small claims is designed for people representing themselves, and that is how most parties appear. Illinois does allow attorneys at the hearing (Ill. Sup. Ct. Rule 282(b)).
How quickly does a case move?+
Scheduling differs between courts. A hearing usually lands roughly 30-60 days from the filing date, with the ruling given on the day or issued afterwards. The clerk has current dates.
What is the filing deadline?+
The period varies with the claim: 10 years for a written contract, 5 years for an oral contract, 5 years for property damage, and 2 years for personal injury. Other claim types may differ, and a late filing can end the case.
Can you file online in Monroe County?+
Yes. Small claims cases in Monroe County can be started electronically; hearings are held at the courthouse.
Where is the courthouse in Monroe County?+
District: 5 Circuit: 24th Monroe County Courthouse is at 100 S. Main St., Waterloo, IL 62298. Public hours are Monday to Friday 8:30 AM to 4:30 PM; Saturday to Sunday Closed. The clerk can be reached on (618) 939-8681.
Which towns does Monroe County cover?+
Monroe County covers 7 towns and cities across 7 ZIP codes, including Columbia, Fults, Hecker, Maeystown, Renault, Valmeyer, Waterloo. A dispute with an address in any of them is generally handled by this county.

Official sources

Last checked in August 2026. Court fees, limits and procedures move; verify them with the court first.

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