Tennessee · Obion County

Small Claims Court in Obion CountyA complete filing guide.

Money disputes up to $25,000 are settled in the Obion County small-claims court, which runs on simplified procedures built for people without a lawyer.

Below is what you need for a small claims case in Obion County: the limit, filing fees, which courthouse to use, how to serve the other side, your deadlines, and how to file. When you're ready, Squabble prepares everything and files it for you.

Claims up to $25,000 Squabble handles the filing Attorney-founded
Local Courts

Where to file in Obion County

These cases are heard at the single courthouse below. Obion County confirms the venue from the defendant's address or where the events happened.

1
Obion County

Tap a courthouse to see its details in the list below.

1
Union City
Obion County General Sessions Court
9 Bill Burnett Circle PO BOX 606, Union City, TN, 38281

Check the filing location first. The court's small-claims page lists where papers are taken today, and Squabble confirms it for your case as part of filing.

The nearest counties to Obion County are Lake County and Weakley County. Obion County covers 9 ZIP codes, including the Hornbeak, Obion and Rives areas.

E-filing

Electronic filing is accepted for small claims at this court, so the opening papers need not be delivered in person.

Hearings

Small claims hearings are held in person at the courthouse.

Documents and proof

Bring copies of your evidence for the judge and the other side; some courts also accept electronic submission ahead of the hearing.

On the ground

Filing in Obion County

Small claims in Obion County

Residents of Obion County, Tennessee, bring small claims cases in the Tennessee General Sessions Court system, which handles disputes up to $25,000. The Obion County General Sessions Court sits in Union City at 9 Bill Burnett Circle PO BOX 606, 38281, and can be reached at (731) 507-0999 or through https://www.obioncountytn.gov/circuit_court.html. The court is open Monday through Friday from 8:30 AM to 4:30 PM and is closed Saturday and Sunday. Electronic filing is available. The county has a population of 30,261 and includes the communities of Hornbeak, Obion, Rives, Samburg, South Fulton, Troy, Union City, and Woodland Mills, along with ZIP codes such as 38232, 38240, 38257, 38260, and 38261. Obion County lies near Lake County, Weakley County, and Gibson County, each of which has its own court for matters arising there. The General Sessions Court accepts filings, schedules hearings, and issues judgments in civil claims that fall within its monetary limit.

The courthouse for Obion County

Obion County General Sessions Court

9 Bill Burnett Circle PO BOX 606, Union City, TN 38281
Hours
Monday to Friday8:30 AM to 4:30 PM
Saturday to SundayClosed

Obion County at a glance

Population30,261
Court sits inUnion City
Court systemTennessee General Sessions Court
Claim limit$25,000
ZIP codes in county9
Towns and cities8
Electronic filingAvailable

Towns and ZIP codes in Obion County

These 8 places sit inside Obion County:

Hornbeak, Obion, Rives, Samburg, South Fulton, Troy, Union City, Woodland Mills.

ZIP codes:

382323824038253382543825738260382613827138281

In numbers

Of Tennessee's 95 counties, Obion County is 50th by population at roughly 30,261 people. Obion County General Sessions Court in Union City lies around 16 miles from the Gibson County courthouse in Trenton.

Nearby counties

Neighbouring counties and the courts that serve them:

Sources for Obion County

The Essentials

Key limits & requirements in Obion County

$25,000
Maximum claim
Up to $25,000 per claim
$25–$75
Court filing fee
Fixed by the court on a claim-size scale
Available
E-filing
Filed over the web
Permitted
Lawyer at hearing
Allowed, not required
Jurisdiction

What the court can and can't do

Small claims handles money owed between ordinary people and businesses. Procedure is kept light, and claims are capped.

Maximum claim

$25,000Maximum claimThe most you can sue for in Obion County small claims
01

Where you can file

Either the place the dispute arose or the place the other party lives will usually work.

02

No claim splitting

Splitting a single claim across multiple filings to dodge the ceiling is not permitted.

03

Money judgments only

A small-claims judge generally orders one side to pay money; other kinds of orders belong in higher courts.

04

Lawyers optional

Tennessee allows attorneys at the hearing, but none is required. The procedures are designed for self-representation.

05

Adults only, or a guardian

A claim involving a minor is brought by a court-appointed guardian.

06

Sworn paperwork

This state requires notarized filing documents. Squabble prepares them notarization-ready.

Over the limit? Either bring the figure down to the maximum and remain in small claims, or file the whole amount in the regular civil court. The amount given up is usually gone for good.

They are the same across all 9 Obion County ZIP codes, from 38232 onward. Obion County is under the same limits as nearby Lake County and Weakley County.

What You Can Sue For

Common Obion County small claims cases

This court handles money claims to a ceiling of $25,000. Below are the kinds of case filed most often.

Obion County General Sessions Court is the Obion County courthouse listed below. Obion County has about 30,261 residents.

The Process

How Obion County's small claims division works

It's built to be navigable without a lawyer. Here's the shape of a case from start to finish.

Step 01

File your claim

Complete the claim form, choose the right court, and pay the filing fee.

Step 02

Serve & respond

The other side is formally served and has the chance to respond, or to settle before the hearing.

Step 03

Hearing & decision

A short hearing, held in the courtroom or remotely where that is offered. A decision follows on the day or shortly afterwards.

Obion County General Sessions Court publishes its counter hours; they are listed on this page. This is the route an Obion County case takes, whether it starts in 38232 or anywhere else among the county ZIP codes.

Service of Process

How to notify the other side

A filed case still has to reach the defendant. Formal notice, known as service of process, does that, and delivering it personally is generally not allowed. The usual route in Tennessee is the sheriff or constable, email service where the court allows it, delivery arranged by the court or certified mail.

Who can serve

A sheriff, a constable, a professional server, the court clerk using certified mail, or an uninvolved adult can all serve papers, depending on local rules. Fees and permitted methods vary.

When it must be done

There is a deadline, counted backwards from the hearing, by which the defendant must have the papers. Ask the clerk for it when the date is assigned. Service must be served 15 days before hearing. Courts require original forms to be served.

Recording the delivery

Service is proved on paper. The server completes and signs a form, and it is filed before the matter is heard.

Service is where many self-filed cases stall. Squabble can coordinate professional Service of Process so it's done correctly and on time.

Lake County and Weakley County are the counties nearest to Obion County. An Obion County address carries one of its 9 ZIP codes, 38232, 38240 and 38253 among them.

Deadlines

Tennessee statute of limitations

You have a limited window to file, measured from when the dispute arose. File after it closes and your claim can be barred.

What the claim is aboutTime limit to file
Written contract6 years
Oral contract6 years
Property damage3 years
Personal injury1 year
Counting starts from the breach, the damage or the injury itself. Some claim types sit outside these figures, so verify before filing.

Obion County, population about 30,261, is covered by the table above. The same periods apply in Obion County as in nearby Lake County and Weakley County, which are in the same state.

Interest

Interest on what you're owed

Money owed under a contract in Tennessee generally accrues interest at 10% per year before judgment (Tenn. Code §47-14-123).

To see what interest has added so far, the Squabble interest calculator works out the running total.

The rate above is the one for Obion County, population about 30,261. Obion County is under the same state rate as nearby Lake County and Weakley County.

Step by Step

How to file a small claims case in Obion County

01

Confirm your claim qualifies

Check that the amount is within the limit and that you're inside the statute of limitations for your claim type.

02

Prepare the claim form

Name the correct party, describe what happened, and show how the amount is calculated.

03

File and pay the fee

File with the Obion County small-claims court, or e-file, and pay the $25–$75 fee (or request a waiver if you qualify).

04

Serve the defendant

Once the court fixes a date, have the papers served and return the proof of service to the file.

05

Prepare your evidence

Arrange your evidence and number the exhibits so nothing has to be searched for on the day.

06

Attend the hearing

Appear in person or, where available, remotely, present your case, and receive the court's decision.

Or let Squabble do it

Go through the events with Eleanor. The documents are prepared, Triple-Checked™ for administrative and jurisdictional accuracy, and filed for you.

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Forms you'll see

A claim form opens the case, a proof of service records that notice was given, and a fee waiver applies where you qualify. Titles differ between courts, and Squabble uses the ones your courthouse expects.

Obion County papers go to Obion County General Sessions Court in Union City. Obion County takes in filings from 9 ZIP codes, 38232 first in the list.

The Hearing

What to expect at your hearing

Expect a short, informal hearing in which the judge asks the questions. Most people present their own case.

Obion County has about 30,261 residents. Hornbeak, Obion and Rives are among the Obion County places a hearing can draw parties from.

After a Judgment

Collecting after a judgment

The decision settles who owes what. Turning it into money is a separate stage, and the tools the court makes available differ by state.

Earnings withholding

Where state law allows it, a portion of the debtor's earnings can be redirected to pay what the court ordered.

Bank levy

A levy lets the court reach money sitting in the debtor's bank account.

Securing it against property

Registering the judgment at county level can fix a lien on real estate the debtor holds.

There is also an examination procedure: the debtor is ordered to attend and give sworn answers about earnings and assets. Interest normally accrues at the statutory rate until payment.

Hornbeak, Obion and Rives are among the Obion County places a judgment debtor may live in. The judgment in an Obion County case comes from Obion County General Sessions Court in Union City.

FAQ

Obion County small claims, answered

How much can you sue for in Obion County small claims?+
Generally up to $25,000 in Obion County. Some states set a lower limit for businesses, so confirm your figure with the court.
What are the filing fees?+
Filing fees are set by the court and generally scale with your claim amount ($25–$75 here). Where you qualify, the fee can be waived.
Where do you file in Obion County?+
At Obion County General Sessions Court. When you file, the court confirms the right location based on where the defendant lives or where the dispute happened.
Can you bring an attorney?+
You do not need a lawyer. The procedure is built for self-representation and most parties come alone. Tennessee does allow attorneys at the hearing (Tenn. Code Ann. sec. 16-15-501 (general sessions court civil jurisdiction)).
How long until the hearing?+
Expect roughly 30-60 days between filing and the hearing, subject to how busy the court is. The judge decides then or sends the outcome on.
How long do you have to bring a claim?+
The period varies with the claim: 6 years for a written contract, 6 years for an oral contract, 3 years for property damage, and 1 year for personal injury. Specific claim types can differ; filing after the deadline can bar your claim.
Can you file online in Obion County?+
Yes. Small claims cases in Obion County can be started electronically; hearings are held at the courthouse.
Where is the courthouse in Obion County?+
Obion County General Sessions Court is at 9 Bill Burnett Circle PO BOX 606, Union City, TN 38281. Public hours are Monday to Friday 8:30 AM to 4:30 PM; Saturday to Sunday Closed. The clerk can be reached on (731) 507-0999.
Which towns does Obion County cover?+
Obion County covers 8 towns and cities across 9 ZIP codes, including Hornbeak, Obion, Rives, Samburg, South Fulton, Troy, Union City, Woodland Mills. A dispute with an address in any of them is generally handled by this county.

Official sources

Last reviewed August 2026. Court fees, limits, and procedures change. Verify current details with the court before filing.

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Ready to file in Obion County?

Talk with Eleanor about what happened. Squabble prepares your demand letter and court-ready documents, Triple-Checks them for administrative and jurisdictional accuracy, and files your Obion County case for you.