Tennessee · Putnam County

Small Claims Court in Putnam CountyA complete filing guide.

The small-claims court in Putnam County handles money disputes up to $25,000, with simplified procedures built for people without a lawyer.

Below is what you need for a small claims case in Putnam County: the limit, filing fees, which courthouse to use, how to serve the other side, your deadlines, and how to file. When you're ready, Squabble prepares everything and files it for you.

Claims up to $25,000 Squabble handles the filing Attorney-founded
Local Courts

Where to file in Putnam County

Small claims in Putnam County are heard at the courthouse below. When you file, the court confirms the right location for your case based on where the defendant lives or where your dispute happened.

1
Putnam County

Tap a courthouse to see its details in the list below.

1
Cookeville
Putnam County Court Clerk
421 E Spring St, Cookeville, TN, 38501
(931) 528-1508

Confirm the courthouse before you file. The court's own small-claims page carries its current filing location and hours, and Squabble confirms the courthouse for your case when you file.

The nearest counties to Putnam County are White County and Overton County. Small claims filings from Putnam County are handled at Putnam County Court Clerk in Cookeville.

E-filing

You can open a small claims case here online, without travelling to the courthouse to hand the papers in.

Hearings

The small claims list is heard in person, at the courthouse itself.

Documents and proof

Two sets of evidence are needed, one for the judge and one for the other side, and some courts also take it electronically in advance.

County facts

Filing in Putnam County

Small claims in Putnam County

Small claims cases in Putnam County, Tennessee are heard in the Tennessee General Sessions Court, which handles civil claims up to $25,000. Filings are handled by the Putnam County Court Clerk, located at 421 E Spring St in Cookeville, 38501, and the clerk's office can be reached at (931) 528-1508. The court serves a county of 84,894 residents, covering communities including Cookeville, Baxter, Monterey, Buffalo Valley, and Silver Point, along with ZIP codes such as 38502, 38506, 38544, and 38574. Putnam County lies near White County, Overton County, and Jackson County. Electronic filing is available in addition to filing in person at the clerk's office. The General Sessions Court receives the complaint, issues process to the party being sued, schedules the hearing, and enters judgment after the hearing. The clerk maintains the case records and accepts the documents and fees associated with each filing. Parties who live elsewhere in Tennessee or in the nearby counties may still have matters filed in Putnam County.

The courthouse for Putnam County

Putnam County Court Clerk

421 E Spring St, Cookeville, TN 38501
Hours
Monday8:00 AM to 3:30 PM
Tuesday to Friday8:00 AM to 4:00 PM
Saturday to SundayClosed

Putnam County at a glance

Population84,894
Court sits inCookeville
Court systemTennessee General Sessions Court
Claim limit$25,000
ZIP codes in county9
Towns and cities5
Electronic filingAvailable

Towns and ZIP codes in Putnam County

Putnam County covers these 5 towns and cities:

Baxter, Buffalo Valley, Cookeville, Monterey, Silver Point.

ZIP codes:

385013850238503385053850638544385483857438582

In numbers

With about 84,894 residents, Putnam County ranks 17th by population among the 95 counties of Tennessee.

Sources for Putnam County

The Essentials

Key limits & requirements in Putnam County

$25,000
Maximum claim
$25,000 is the cap
$25–$75
Court filing fee
The court sets it against the amount claimed
Available
E-filing
Lodged electronically
Permitted
Lawyer at hearing
Allowed, not required
Jurisdiction

What the court can and can't do

Small claims is the court's track for everyday money disputes: simplified rules, and limits on how much you can sue for.

Maximum claim

$25,000Maximum claimThe most you can sue for in Putnam County small claims
01

Where you can file

Two venues are usually open: where events took place, or where the other side is based.

02

No claim splitting

A single argument stays a single case; it cannot be carved up to fit the limit.

03

Money judgments only

The remedy here is money. Orders telling someone to do or stop something sit with higher courts.

04

You may bring a lawyer, or not

Tennessee permits lawyers at the hearing without requiring them. Everything is built around people presenting their own case.

05

You must be 18 or older

A claim involving a minor is brought by a court-appointed guardian.

06

Sworn paperwork

This state requires notarized filing documents. Squabble prepares them notarization-ready.

Over the limit? Either bring the figure down to the maximum and remain in small claims, or file the whole amount in the regular civil court. The amount given up is usually gone for good.

These are the limits for Putnam County, population about 84,894. They are the same across all 9 Putnam County ZIP codes, from 38501 onward.

What You Can Sue For

Common Putnam County small claims cases

This court handles money claims to a ceiling of $25,000. Below are the kinds of case filed most often.

Putnam County Court Clerk is the Putnam County courthouse listed below. Putnam County has about 84,894 residents.

The Process

How Putnam County's small claims division works

It's built to be navigable without a lawyer. Here's the shape of a case from start to finish.

Step 01

File your claim

Set out the claim on the court's form, identify the correct courthouse, and pay the fee.

Step 02

Serve & respond

Papers are delivered to the defendant, who may answer them or settle the matter first.

Step 03

Hearing & decision

The hearing itself is short and informal. Some courts allow video. The ruling comes then or later in writing.

Everything below applies to a case filed in Putnam County, at the Cookeville courthouse. Putnam County Court Clerk lists (931) 528-1508 as its number.

Service of Process

How to notify the other side

After you file, the other party must be formally notified. This is called service of process. You generally cannot serve the papers yourself. The usual route in Tennessee is the sheriff or constable, email service where the court allows it, delivery arranged by the court or certified mail.

Who delivers the papers

Courts accept service by a sheriff or constable, a professional server, the clerk via certified mail, or an adult who is not party to the case. Permitted methods and charges change by county.

When it must be done

Every court fixes a minimum number of days between service and the hearing. The clerk will tell you what it is for your case. Service must be served 15 days before hearing. Courts require original forms to be served.

Proof of service

The person who delivered the papers signs a proof of service. That document goes to the court ahead of the hearing.

Service is where many self-filed cases stall. Squabble can coordinate professional Service of Process so it's done correctly and on time.

White County and Overton County are the counties nearest to Putnam County. A Putnam County address carries one of its 9 ZIP codes, 38501, 38502 and 38503 among them.

Deadlines

Tennessee statute of limitations

You have a limited window to file, measured from when the dispute arose. File after it closes and your claim can be barred.

Type of claimDeadline to file
Written contract6 years
Oral contract6 years
Property damage3 years
Personal injury1 year
Time is counted from when the contract was broken, the property harmed or the injury caused. Particular claims can carry different periods, so confirm yours.

The same periods apply in Putnam County as in nearby White County and Overton County, which are in the same state. They do not change from one Putnam County ZIP code to another, 38501 included.

Interest

Interest on what you're owed

Money owed under a contract in Tennessee generally accrues interest at 10% per year before judgment (Tenn. Code §47-14-123).

To see what interest has added so far, the Squabble interest calculator works out the running total.

The rate above is the one for Putnam County, population about 84,894. It is the same rate across all 9 Putnam County ZIP codes.

Step by Step

How to file a small claims case in Putnam County

01

Confirm your claim qualifies

Check that the amount is within the limit and that you're inside the statute of limitations for your claim type.

02

Prepare the claim form

Name the correct party, describe what happened, and show how the amount is calculated.

03

File and pay the fee

File with the Putnam County small-claims court, or e-file, and pay the $25–$75 fee (or request a waiver if you qualify).

04

Serve the defendant

With a hearing date in hand, organise service and lodge the completed proof with the court.

05

Prepare your evidence

Gather the paperwork and label your exhibits so each point can be shown quickly.

06

Attend the hearing

Appear in person or, where available, remotely, present your case, and receive the court's decision.

Or let Squabble do it

Tell Eleanor what happened and Squabble builds the filing, Triple-Checks™ it for administrative and jurisdictional accuracy, and files it on your behalf.

Start for FREE →

Forms you'll see

A claim form opens the case, a proof of service records that notice was given, and a fee waiver applies where you qualify. Titles differ between courts, and Squabble uses the ones your courthouse expects.

Putnam County has a population of about 84,894. Baxter, Buffalo Valley and Cookeville are among the places in Putnam County that filings come from.

The Hearing

What to expect at your hearing

Hearings are short and plainly run. Questions come from the judge, and most parties appear without help.

Putnam County Court Clerk sits at the 38501 address shown above. Baxter, Buffalo Valley and Cookeville are among the Putnam County places a hearing can draw parties from.

After a Judgment

Collecting after a judgment

A judgment says what is owed. Getting hold of the money is the next stage, and the enforcement options open to you depend on the state.

Wage garnishment

Some states permit part of the debtor's wages to be diverted to the judgment until it is cleared.

Bank levy

A court-ordered levy allows funds to be taken from the debtor's bank account.

Lien on property

Registering the judgment at county level can fix a lien on real estate the debtor holds.

Courts can also summon the debtor to answer questions about income and property under oath. Until the balance is paid, interest usually continues to run at the statutory rate.

Baxter, Buffalo Valley and Cookeville are among the Putnam County places a judgment debtor may live in. White County and Overton County are the counties nearest to Putnam County.

FAQ

Putnam County small claims, answered

How much can you sue for in Putnam County small claims?+
Generally up to $25,000 in Putnam County. Some states set a lower limit for businesses, so confirm your figure with the court.
How much is the court fee?+
Filing fees are set by the court and generally scale with your claim amount ($25–$75 here). Where you qualify, the fee can be waived.
Where do you file in Putnam County?+
At Putnam County Court Clerk. When you file, the court confirms the right location based on where the defendant lives or where the dispute happened.
Do people represent themselves?+
No lawyer is required. Small claims procedures are designed for self-representation, and most people appear without one. Tennessee does allow attorneys at the hearing (Tenn. Code Ann. sec. 16-15-501 (general sessions court civil jurisdiction)).
When is the hearing set?+
Scheduling differs between courts. A hearing usually lands roughly 30-60 days from the filing date, with the ruling given on the day or issued afterwards. The clerk has current dates.
How late can a claim be filed?+
The period varies with the claim: 6 years for a written contract, 6 years for an oral contract, 3 years for property damage, and 1 year for personal injury. Other claim types may differ, and a late filing can end the case.
Can you file online in Putnam County?+
Yes. Small claims cases in Putnam County can be started electronically; hearings are held at the courthouse.
Where is the courthouse in Putnam County?+
Putnam County Court Clerk is at 421 E Spring St, Cookeville, TN 38501. Public hours are Monday 8:00 AM to 3:30 PM; Tuesday to Friday 8:00 AM to 4:00 PM; Saturday to Sunday Closed. The clerk can be reached on (931) 528-1508.
Which towns does Putnam County cover?+
Putnam County covers 5 towns and cities across 9 ZIP codes, including Baxter, Buffalo Valley, Cookeville, Monterey, Silver Point. A dispute with an address in any of them is generally handled by this county.

Official sources

Information reviewed August 2026. Courts change fees, limits and procedures, so check the current details before filing.

Explore nearby More Tennessee counties
Modern civil recourse

Ready to file in Putnam County?

Talk with Eleanor about what happened. Squabble prepares your demand letter and court-ready documents, Triple-Checks them for administrative and jurisdictional accuracy, and files your Putnam County case for you.