Texas · Grayson County

Small Claims Court in Grayson CountyA complete filing guide.

Money disputes up to $20,000 are settled in the Grayson County small-claims court, which runs on simplified procedures built for people without a lawyer.

Here you will find the claim limit that applies in Grayson County, what filing costs, where the case is heard, how the defendant is served, the deadlines, and the order of steps. Squabble can take the preparation and filing off your hands.

Claims up to $20,000 Squabble handles the filing Attorney-founded
Local Courts

Where to file in Grayson County

Grayson County hears small claims at the courthouse listed here, with the venue confirmed at filing from the defendant's address or the location of the dispute.

1
Grayson County

Tap a courthouse to see its details in the list below.

1
Whitesboro
Justice of the Peace Precinct 3 West Government Center
509 North Union, Whitesboro, TX, 76273
(903) 564-3550

Confirm the courthouse before you file. The court's own small-claims page carries its current filing location and hours, and Squabble confirms the courthouse for your case when you file.

Small claims filings from Grayson County are handled at Justice of the Peace Precinct 3 West Government Center in Whitesboro. Grayson County covers 18 ZIP codes, including the Bells, Collinsville and Denison areas.

Filing

This court takes small-claims filings on paper, in person or by mail. Squabble prepares everything so your packet arrives filing-ready.

Hearings

Small claims are heard at the courthouse, in person.

Your evidence

Evidence is copied for the judge and for the opposing side; electronic submission ahead of time is accepted at some courts.

County facts

Filing in Grayson County

Small claims in Grayson County

Residents of Grayson County, Texas, who wish to file a small claims case do so through the Justice Court of Texas system, which handles claims up to $20,000. The Justice of the Peace Precinct 3 West Government Center is located at 509 North Union in Whitesboro, 76273, and can be reached at (903) 564-3550 or online at https://www.co.grayson.tx.us/page/jp3.home. The court is open Monday through Friday from 8:00 AM to 4:00 PM and is closed Saturday and Sunday. Grayson County has a population of 150,532 and includes communities such as Sherman, Denison, Van Alstyne, Pottsboro, Howe, Tioga, and Whitewright, along with ZIP codes including 75020, 75090, 75459, 76245, and 76271. The county lies near Cooke County, Fannin County, and Collin County. Electronic filing is not available for these cases, so filings are handled at the court location during its posted business hours.

Where Grayson County hears these cases

Justice of the Peace Precinct 3 West Government Center

509 North Union, Whitesboro, TX 76273
Hours
Monday to Friday8:00 AM to 4:00 PM
Saturday to SundayClosed

Grayson County at a glance

Population150,532
Court sits inWhitesboro
Court systemJustice Court of Texas
Claim limit$20,000
ZIP codes in county18
Towns and cities15
Electronic filingNot available

Towns and ZIP codes in Grayson County

These 15 places sit inside Grayson County:

Bells, Collinsville, Denison, Gordonville, Gunter, Howe, Pottsboro, Sadler, Sherman, Southmayd, Tioga, Tom Bean, Van Alstyne, Whitesboro, Whitewright.

ZIP codes:

750207502175058750767509075091750927541475459754897549175495762337624576264762687627176273

Size and distances

Grayson County is the 34th most populous of Texas's 254 counties, with about 150,532 residents. From Whitesboro, Justice of the Peace Precinct 3 West Government Center is roughly 8 miles from the Cooke County courthouse in Gainesville and 21 miles from the Fannin County courthouse in Leonard.

Nearby counties

Counties nearest to this one:

Sources for Grayson County

The Essentials

Key limits & requirements in Grayson County

$20,000
Maximum claim
The ceiling is $20,000
$45–$100
Court filing fee
Court-set, rising with the claim
Paper
E-filing
Paper or in-person filing
Permitted
Lawyer at hearing
Allowed, not required
Jurisdiction

What the court can and can't do

This is the part of the court built for ordinary money arguments. The procedure is stripped back, and there is a ceiling on the amount at stake.

Maximum claim

$20,000Maximum claimThe most you can sue for in Grayson County small claims
01

Where you can file

Two venues are usually open: where events took place, or where the other side is based.

02

No claim splitting

You can't divide one dispute into several smaller cases to get around the limit.

03

Money judgments only

The court decides who pays whom and how much. Anything beyond money goes to a higher court.

04

Lawyers optional

An attorney may appear at the hearing in Texas, though nobody has to have one. The process assumes you will speak for yourself.

05

You must be 18 or older

Minors take part through a guardian appointed by the court.

Over the limit? Either bring the figure down to the maximum and remain in small claims, or file the whole amount in the regular civil court. The amount given up is usually gone for good.

They are the same across all 18 Grayson County ZIP codes, from 75020 onward. These are the limits for Grayson County, population about 150,532.

What You Can Sue For

Common Grayson County small claims cases

Debts up to $20,000 belong in this court. These are the arguments people bring most frequently.

Grayson County has about 150,532 residents. Justice of the Peace Precinct 3 West Government Center is the Grayson County courthouse listed below.

The Process

How Grayson County's small claims division works

It's built to be navigable without a lawyer. Here's the shape of a case from start to finish.

Step 01

File your claim

Prepare the claim form, work out which court covers it, and pay the court's charge.

Step 02

Serve & respond

Service puts the papers in the defendant's hands and starts their time to answer or settle.

Step 03

Hearing & decision

The hearing is informal and quick, sometimes by video, and the judge decides on the spot or sends the outcome later.

Justice of the Peace Precinct 3 West Government Center lists (903) 813-4200 as its number. Justice of the Peace Precinct 3 West Government Center publishes its counter hours; they are listed on this page.

Service of Process

How to notify the other side

The defendant must be given formal notice after filing. This is service of process, and as a rule you are not permitted to serve the papers yourself.

Who can serve

Who may serve depends on the court: law enforcement, a paid process server, the clerk by certified mail, or a disinterested adult. Costs and rules are local.

The cut-off

There is a deadline, counted backwards from the hearing, by which the defendant must have the papers. Ask the clerk for it when the date is assigned.

The proof that goes on file

After delivery, the server fills out a proof of service, and that goes on the court file before the hearing.

Service is where many self-filed cases stall. Squabble can coordinate professional Service of Process so it's done correctly and on time.

A Grayson County address carries one of its 18 ZIP codes, 75020, 75021 and 75058 among them. Addresses in Grayson County include places such as Bells, Collinsville and Denison.

Deadlines

Texas statute of limitations

You have a limited window to file, measured from when the dispute arose. File after it closes and your claim can be barred.

Type of claimHow long you have
Written contract4 years
Oral contract4 years
Property damage2 years
Personal injury2 years
Time is counted from when the contract was broken, the property harmed or the injury caused. Particular claims can carry different periods, so confirm yours.

The same periods apply in Grayson County as in nearby Cooke County and Fannin County, which are in the same state. They do not change from one Grayson County ZIP code to another, 75020 included.

Interest

Interest on what you're owed

Money owed under a contract in Texas generally accrues interest at 6% per year before judgment (Tex. Fin. Code §302.002).

A running total including interest can be worked out with the Squabble interest calculator.

The rate above is the one for Grayson County, population about 150,532. It is the same rate across all 18 Grayson County ZIP codes.

Step by Step

How to file a small claims case in Grayson County

01

Confirm your claim qualifies

Confirm the sum sits under the cap and that the time limit for this kind of claim has not run out.

02

Prepare the claim form

Name the correct party, describe what happened, and show how the amount is calculated.

03

File and pay the fee

File with the Grayson County small-claims court on paper, by mail or at the counter, and pay the $45–$100 fee (or request a waiver if you qualify).

04

Serve the defendant

With a hearing date in hand, organise service and lodge the completed proof with the court.

05

Prepare your evidence

Gather the paperwork and label your exhibits so each point can be shown quickly.

06

Attend the hearing

Appear in person or, where available, remotely, present your case, and receive the court's decision.

Or let Squabble do it

Describe the dispute to Eleanor. Squabble drafts the paperwork, puts it through a Triple-Check™ for administrative and jurisdictional accuracy, and lodges it with the court.

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Forms you'll see

Claim form starts the case · Proof of service shows the defendant was notified · Fee waiver if you qualify. Exact form names vary by court; Squabble prepares the right ones for your courthouse.

Grayson County has a population of about 150,532. Grayson County papers go to Justice of the Peace Precinct 3 West Government Center in Whitesboro.

The Hearing

What to expect at your hearing

Expect a short, informal hearing in which the judge asks the questions. Most people present their own case.

Bells, Collinsville and Denison are among the Grayson County places a hearing can draw parties from. Justice of the Peace Precinct 3 West Government Center sits at the 76273 address shown above.

After a Judgment

Collecting after a judgment

A judgment is the court's decision. Collecting it is a separate step, with court-backed tools if the other side doesn't pay. Which tools are available depends on state law.

Wage garnishment

Some states permit part of the debtor's wages to be diverted to the judgment until it is cleared.

Levy on a bank account

A court-ordered levy allows funds to be taken from the debtor's bank account.

Securing it against property

Lodging the judgment with the county can create a lien over property the debtor owns.

You can also ask the court to order the debtor to appear and disclose income and assets under oath. An unpaid judgment generally keeps accruing interest at the rate state law sets until it's satisfied.

Cooke County and Fannin County are the counties nearest to Grayson County. The judgment in a Grayson County case comes from Justice of the Peace Precinct 3 West Government Center in Whitesboro.

FAQ

Grayson County small claims, answered

How much can you sue for in Grayson County small claims?+
Generally up to $20,000 in Grayson County. Some states set a lower limit for businesses, so confirm your figure with the court.
How much is the court fee?+
The court sets the filing fee, and it rises with the amount claimed ($45–$100 in this county). Where you qualify, the fee can be waived.
Where do you file in Grayson County?+
At Justice of the Peace Precinct 3 West Government Center. The court confirms the location when the papers go in, using the defendant's address or where events took place.
Do people represent themselves?+
It is allowed, but not required. Small claims is designed for people representing themselves, and that is how most parties appear. Texas does allow attorneys at the hearing (Tex. R. Civ. P. 500.3 (Representation in Justice Court Cases) (as amended eff. Jan. 1, 2026)).
When is the hearing set?+
Expect roughly 30-60 days between filing and the hearing, subject to how busy the court is. The judge decides then or sends the outcome on.
How late can a claim be filed?+
The period varies with the claim: 4 years for a written contract, 4 years for an oral contract, 2 years for property damage, and 2 years for personal injury. Specific claim types can differ; filing after the deadline can bar your claim.
Can you file online in Grayson County?+
Filing in Grayson County is done on paper, in person or by mail. Squabble prepares and files the paperwork for you either way.
Where is the courthouse in Grayson County?+
Justice of the Peace Precinct 3 West Government Center is at 509 North Union, Whitesboro, TX 76273. Public hours are Monday to Friday 8:00 AM to 4:00 PM; Saturday to Sunday Closed. The clerk can be reached on (903) 813-4200.
Which towns does Grayson County cover?+
Grayson County covers 15 towns and cities across 18 ZIP codes, including Bells, Collinsville, Denison, Gordonville, Gunter, Howe, Pottsboro, Sadler. A dispute with an address in any of them is generally handled by this county.

Official sources

Reviewed August 2026. Fees, limits and procedures are revised from time to time, so confirm them with the court before you file.

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Talk with Eleanor about what happened. Squabble prepares your demand letter and court-ready documents, Triple-Checks them for administrative and jurisdictional accuracy, and files your Grayson County case for you.